The Future of Money


Author: Bernard A. Lietaer
Publisher: Random House Business Books
ISBN: 9781847941015
Category: Finance
Page: 384
View: 7628

Continue Reading →

THE GLOBAL MONEY SYSTEM NO LONGER WORKS IN OUR BEST INTERESTS; WE NEED A SERIOUS OVERHAUL OF MONEY - AND OF OUR ATTITUDE TOWARDS IT. Based on the four mega-trends of monetary instability, global greying (an ageing global population), the information revolution, and climate change, Bernard Lietaer looks at different scenarios of what the world might be like in 2020. The Corporate Millennium: governments are disbanded, central banks become irrelevant and the world is run with Big Brother control by huge companies with their own currencies. CARING COMMUNITIES: after a monetary crash, people retreat into small, self-sustaining communities, like tribes. HELL ON EARTH: in which the breakdown of life as we know it is followed by a highly individualistic free-for-all, resulting in an ever more obscene gulf between rich and poor. SUSTAINABLE ABUNDANCE: envisages a world where we take better care of the environment, re-engage the poor and the unemployed in mainstream society and give back time and fulfilment to the over-worked, while providing the elderly with a high level of personal care. A society of sustainable abundance is achievable - but only if we are willing to re-think our money system and use money innovations that have already proven effective somewhere in the world today.

Rethinking Money

How New Currencies Turn Scarcity into Prosperity
Author: Bernard Lietaer,Jacqui Dunne
Publisher: Berrett-Koehler Publishers
ISBN: 1609942981
Category: Business & Economics
Page: 288
View: 9391

Continue Reading →

As the United States struggles and the economies of Europe stagger, we fail to see a way out of this agonizing cycle of repeated financial meltdowns. In fact, there are thousands of ways to solve not only our recurring fiscal crises but our ongoing social and ecological debacles as well. Solutions are already in place where terrible problems once existed. The changes came about not through increased conventional taxation, enlightened self-interest, or government programs but by people simply rethinking the concept of money. With this restructuring, everything changes. In this visionary book, Bernard Lietaer and Jacqui Dunne explore the origins of our current monetary system—built on bank debt and scarcity—revealing the surprising and sometimes shocking ways its unconscious limitations give rise to so many serious problems. But there is hope. The authors present stories of ordinary people and their communities using new money, working in cooperation with national currencies, to strengthen local economies, create work, beautify cities, and provide education—and so much more is possible. These real-world examples are just the tip of the iceberg—over 4,000 cooperative currencies are already in existence. The book provides remedies for challenges faced by governments, businesses, nonprofits, local communities, and even banks. It demystifies a complex and critically important topic and will strike a deep chord with readers eager to find innovative, meaningful solutions that will do far more than restore prosperity—it will provide the framework for an era of sustainable abundance.

Creating Wealth

Growing Local Economies with Local Currencies
Author: Gwendolyn Hallsmith,Bernard A. Lietaer
Publisher: New Society Publishers
ISBN: 155092477X
Category: Business & Economics
Page: 288
View: 8041

Continue Reading →

The power of local currencies

New Money for a New World


Author: Bernard Lietaer,Stephen Belgin
Publisher: N.A
ISBN: 9780983227496
Category: Business & Economics
Page: 390
View: 3618

Continue Reading →

Real Change is Truly Possible, Right Now... We can end the threats to our environment, and aid dramatically in its restoration. We can help provide meaningful work for all, with opportunities that enhance and replenish the world around us. We can effectively address fundamental urban and rural concerns and the many diverse and often divergent needs of developing and developed nations alike. We can create a better world where life and all living systems flourish. This is not an idealistic dream, but is rather a pragmatic attainment, achievable within our very own lifetime. So write Bernard Lietaer and Stephen Belgin, authors of the much anticipated book New Money for a New World. Mr. Lietaer is a principal architect of the euro and author of the acclaimed international best seller The Future of Money, which has been translated into sixteen languages. Mr. Belgin is the founder and president of Qiterra Press and author of the upcoming City of Light Chronicles. New Money for a New World examines a previously unexamined culprit for the many issues we face today-the monopoly of our centuries old monetary system. This book also provides many ways and means that are now readily available to stop the current juggernaut towards global self destruction. Many of the solutions offered within this book are more than theory. Communities from around the world have successfully addressed a myriad of issues without the need to raise taxes, redistribute wealth, or depend upon enlightened self interest from corporate entities. Rather the improvements were realized simply and effectively by rethinking money. With such a shift everything is possible.

The Future of Money

How Gold will Revolutionize our Method of Payments
Author: Harald Seiz
Publisher: FinanzBuch Verlag
ISBN: 396092139X
Category: Business & Economics
Page: 220
View: 9590

Continue Reading →

Never before in times of peace has the subject of money evoked the uncertainty it does today. Although, we live in affluence here in Germany, many people begin to ask themselves whether the value of our money is dwindling away. Cash seems permanently under attack as the media bombards us with theories on the 'End of Cash'. Concerns about the future of money are not without basis: in many countries, massive restrictions on the use of cash have now become a reality, with India at the forefront. Overnight, 86 percent of their rupee reserves were removed from circulation and declared worthless - is cash in the eurozone next? What is the future of money - a means of exchange, anonymous payment or an opportunity to hoard wealth? How will we pay in the future? What forms will digitization open up to us? And what forms could be forced on us by the state or circumstances, such as a crisis or catastrophe? Are you prepared if ATMs or online banking no longer function?

Money

Understanding and Creating Alternatives to Legal Tender
Author: Thomas Greco
Publisher: Chelsea Green Publishing
ISBN: 160358188X
Category: Business & Economics
Page: 320
View: 2818

Continue Reading →

Cash. Loot. Scratch. Lucre. Bread. Coin. Scrip. Moolah. Green. We all think we know intuitively what money is, and what it can do for us. Tom Greco, director of the Community Information Resource Center, understands and explains money on an eye-popping, fundamental level. Moreover, he provides a roadmap on how to make alternatives to the "legal tender" work for individuals, communities, and local economies. Money will set your mental gears spinning with fantastic ideas. This book explains the mysteries and realities of money in clear and accessible prose, and reveals the true workings, and alarming fragility, of our existing financial system. It also describes concrete and realistic actions that individuals, businesses, social service agencies, and governments can take to enhance productivity and purchasing power, to protect local economies from the ravages of globalization, and to strengthen the bonds of community. Money is a radical critique of our existing financial system, but also a practical and inspirational how-to manual for creating a vibrant and effective community currency system. You'll learn: The truth about how money is created, and what it actually represents Why we're all in debt How the financial system is structured to inevitably transfer wealth from the poor to the rich How to start a financial revolution in your local community A retired professor of business and economics, Tom Greco has spent twenty years studying community currency systems around the world, including historical models (such as during the Great Depression), and the scores of contemporary examples now operating in the United States, Canada, Europe, South America, Australia, New Zealand, and Japan. He helped establish the Tucson Traders currency in Arizona, and he has served as a consultant for many others. No pie-in-the-sky idealist, Greco offers a realistic vision of how healthy local economies can be supplemented with flourishing community currencies. Anyone who works routinely with money needs this book--this means bankers, stockbrokers, merchants, community organizers, loan sharks, gamblers, investors, bank robbers, hedgefund operators, sports agents, and ordinary people.

Sustainable Wealth

Achieve Financial Security in a Volatile World of Debt and Consumption
Author: Axel Merk
Publisher: John Wiley & Sons
ISBN: 9780470564370
Category: Business & Economics
Page: 256
View: 6417

Continue Reading →

A personal finance guide for today's turbulent world Sustainable Wealth empowers you to achieve your financial goals by unleashing the shackles of debt, no matter how uncertain the future may be. Filled with in-depth insights and practical advice, this reliable resource illustrates how you can predict economic booms and busts before they happen, adapt to changing markets and plan for lasting financial stability. Over the course of his career, Axel Merk has been at the forefront of identifying major trends, a leader in the public policy debate on how to fix the economy, and guide for investors looking to navigate the global credit crisis. With this new book, Merk puts your financial decisions in a global context and shows how factors ranging from the Federal Reserve and Congress to trends in Asia and Europe influence your financial well-being. Coaches you how to recognize major economic trends before they happen Puts forth a plan to help you cope with expenses and save for retirement, while building a legacy of wealth, not a mountain of debt Reveals why "staying the course" when governments or markets change the rules may be hazardous to your wealth As investors struggle to adapt to the new financial landscape, Sustainable Wealth provides straightforward answers to the tough financial questions we face-and the tools to achieve a financially sustainable lifestyle.

Money Wise

How to Create, Grow, and Preserve Your Wealth
Author: A. Michael Lipper,Douglas R. Sease
Publisher: Macmillan
ISBN: 0312585985
Category: Business & Economics
Page: 288
View: 4533

Continue Reading →

A respected Wall Street investor counsels today's millionaires on how to understand and strategically invest their wealth with a mind to the needs of their futures and their descendants, in a guide that profiles investment personality types and explains how to take informed risks. 60,000 first printing.

People Money

The Promise of Regional Currencies
Author: Margrit Kennedy,Bernard A. Lietaer,John Rogers
Publisher: Triarchy Press Limited
ISBN: 1908009764
Category: Globalization
Page: 258
View: 5147

Continue Reading →

Three authors with decades of experience have teamed up to provide an up-to-date, state-of-the art field guide to the emerging movement of regional currencies. People Money describes a global movement of people creating their own currencies to support regional business and strengthen their communities. These currencies operate legally alongside Bank Money and Government Money, giving people new choices in an age of transition from outworn financial structures to an era of sustainable abundance. Part One explains the characteristics and purpose of the various models of commercial- and community-oriented currencies, the administration and governance of the currencies, how to cooperate with other financial institutions, clearing systems and the issue of taxation. Part Two focuses on the 'how to' of developing a regional currency, outlining the key principles and design processes, and the benefits that have accrued as a result of their implementation. Finally, the book profiles and interviews some of the leading organisers of regional currencies around the world, explaining their driving passion and the nuances of each of the models - how the currency started, how it developed, the difficulties encountered on the journey, and how these were overcome. The currencies profiles include: Brixton Pound in London; The Business Exchange in Scotland; Blaengarw Time Centre in South Wales; Community Exchange System in South Africa; Chiemgauer in Germany; BerkShares, Equal Dollars, Ithaca HOURS and Dane County Time Bank in the USA; and many others.

Economic Warfare

Secrets of Wealth Creation in the Age of Welfare Politics
Author: Ziad K. Abdelnour
Publisher: John Wiley & Sons
ISBN: 1118197631
Category: Business & Economics
Page: 224
View: 5471

Continue Reading →

New insights for investors and business people looking to create wealth in the turbulent post-crisis world In a no holds barred expose of the 2008 financial meltdown from the inside, Ziad K. Abdelnour argues that the political and financial elites have done nothing to fix the structural problems and instead have worsened the situation. By creating more market bubbles, they are actually waging a war on the most productive members of society. For investors, business people, and entrepreneurs that need to navigate the troubled geopolitical waters of the post-crisis world, Abdelnour offers several solutions, including looking at the world anew and understanding that the federal government's primary objective is to promote the creation of an environment conducive to the creation of wealth not job creation, not bailouts, not subsidies, not expansion of the federal bureaucracy, and not providing lifetime support to those who choose not to take advantage of the innumerable opportunities that exist in this nation for them to create a better, more productive life for themselves. Written for investors that need to navigate the troubled geopolitical waters of the post-crisis world · Offers "out of the box" investment tactics and strategies to outsmart the system · Describes political and business solutions that anyone can engage in to restore freedom and prosperity The author is President and CEO of Blackhawk Partners, Inc., a private family office that has two major lines of business, private equity investments and advisory services, and physical commodities trading Compelling and persuasive, Economic Warfare reveals that wealth can be created in the new, post-crisis world, but investors need to understand that the rules of the game have changed.

The Future of Futures

The Time of Money in Financing and Society
Author: Elena Esposito
Publisher: Edward Elgar Publishing
ISBN: 1849809119
Category: Business & Economics
Page: 256
View: 9077

Continue Reading →

'Within the cacophony of voices trying to explain the recent financial crisis, Elena Esposito's voice sounds clear and deep. Steering away from simplistic condemnations and equally simplistic prescriptions for betterment, she connects the very invention of derivatives to that eternal human hope – of controlling the future. While the task is impossible, the attempts never stop, and the very process of attempting it brings some consolation. And while derivatives can be seen, claim sociologists of finance, as performative, that is shaping the future they promise to control, even this is far from certain. Esposito's fascinating and beautiful work is an important contribution to the sociology of finance, a subdiscipline of sociology that took on itself an extremely important task of explaining how the finance markets really work.'– Barbara Czarniawska, University of Gothenburg, Sweden'This is a brilliant and timely book that shows how financing is centrally implicated in the very unpredictability and uncertainty it purports to master. With the incisiveness characteristic of her style and writing, Esposito reads economics in innovative ways that disclose the hidden premises by which financial instruments trade and consume the prospects of the future.' – Jannis Kallinikos, London School of Economics, UK'Elena Esposito's analysis of financial markets and of their recent decline is radically different from the analyses which can be found in economic journals or books. Financial operations are reduced to their basic dimensions: time and money. Under this perspective, what is sold on financial markets is the possibility for the creation of commitments in the course of time, the possibility for the combination of these commitments with one another, and the identification of chances for the achievement of profit opportunities through the creation of specific combinations. The author argues that the recent crisis of the financial system was caused by oversimplified visions of the future and of risk leading to the consequence that options were not available in the present because all possibilities had been used up by the future. This oversimplified vision of the future imploded, and trust with it. The state tried to reconstruct options for the future in order to open up new possibilities and chances for learning. The author does not deliver recipes on how to prevent severe crises of the financial system in the future. Yet, her concept facilitates understanding of how financial futures are opened up or closed and thus provides insights into basic principles on whose basis future opportunities can be kept open and trust can be maintained. Innovative reforms of the financial system can only develop on the basis of unconventional analyses. Elena Esposito's book contains an analysis of this kind.'– Alfred Kieser, Mannheim University, Germany'Elena Esposito's book is a fundamental analysis of time in economics. With economic rigour underpinned by sociological reasoning, she explains the futures market more clearly than is possible with economic analysis alone. Economic concepts are considered in terms of time – actors deal in the present with future risks by transferring these risks to the present situation. As a result, we get more options and more risks at the same time: at present. No equilibrium will balance these trades because of the asymmetry of time: our actual decisions deal with our imagination of the future, that is, with the future of the present, but the results will be realized in the presence of the future – different modalities of time. The book is a sound reflection on modelling time in economic theory, a "must" for economists.'– Birger P. Priddat, Witten/Herdecke University, Germany'The Future of Futures is an original and intellectually provocative book which forces the reader to think. Esposito's essay fulfils two rather different functions. On the one hand, it brings new and persuasive arguments to bear against the erroneous thesis that the present financial crisis is merely due to human mistakes and to some specific government failures. On the other hand, the book suggests that only by reconsidering the role of time in the economy is it possible to make full sense of the crisis and to re-orient in a desired direction the future movements of money. It is a well-known fact that traditional economics has always adhered to a spatial conception of time, according to which time, like space, is perfectly reversible. Whence its inability both to understand how economies develop and to prescribe adequate policies. The author's proposal is to move steps ahead in the direction of an analysis of an economy in time, where both historical time and time as duration can find a place. Esposito's well-written, jargon-free book will capture the attention of anyone seriously interested in the future of our market systems.'– Stefano Zamagni, University of Bologna and Johns Hopkins University, Bologna Center, Italy This book reconstructs the dynamics of economics, beginning explicitly with the role and the relevance of time: money uses the future in order to generate present wealth. Financial markets sell and buy risk, thereby binding the future. Elena Esposito explains that complex risk management techniques of structured finance produce new and uncontrolled risks because they use a simplified idea of the future, failing to account for how the future reacts to attempts at controlling it. During the recent financial crisis, the future had already been used (through securitizations, derivatives and other tools) to the extent that we had many futures, but no open future available.

Simpler

The Future of Government
Author: Cass R. Sunstein
Publisher: Simon and Schuster
ISBN: 1476726612
Category: Political Science
Page: 272
View: 4414

Continue Reading →

Simpler government arrived four years ago. It helped put money in your pocket. It saved hours of your time. It improved your children’s diet, lengthened your life span, and benefited businesses large and small. It did so by issuing fewer regulations, by insisting on smarter regulations, and by eliminating or improving old regulations. Cass R. Sunstein, as administrator of the most powerful White House office you’ve never heard of, oversaw it and explains how it works, why government will never be the same again (thank goodness), and what must happen in the future. Cutting-edge research in behavioral economics has influenced business and politics. Long at the forefront of that research, Sunstein, for three years President Obama’s “regulatory czar” heading the White House Office of Information and Regulatory Affairs, oversaw a far-reaching restructuring of America’s regulatory state. In this highly anticipated book, Sunstein pulls back the curtain to show what was done, why Americans are better off as a result, and what the future has in store. The evidence is all around you, and more is coming soon. Simplified mortgages and student loan applications. Scorecards for colleges and universities. Improved labeling of food and energy-efficient appliances and cars. Calories printed on chain restaurant menus. Healthier food in public schools. Backed by historic executive orders ensuring transparency and accountability, simpler government can be found in new initiatives that save money and time, improve health, and lengthen lives. Simpler: The Future of Government will transform what you think government can and should accomplish.

Theology of Money


Author: Philip Goodchild
Publisher: Hymns Ancient and Modern Ltd
ISBN: 0334041422
Category: Business & Economics
Page: 277
View: 9648

Continue Reading →

Goodchild examines the theory of money in a comparable manner to Adam Smith, Karl Marx and Georg Simmel. However by contrast to the conclusions of these thinkers, he proposes that money is essentially created in excess of reserves, making it a simultaneous credit and debt. Since money is a debt that must be repaid with interest in the form of money, then the creation of money imposes a social demand for an increase in profit and an increase in the creation of money in order to repay debt. This vicious circle drives the expansion of the global economy. In summary, Goodchild argues that money is a promise, a supreme value, a transcendent value and an obligation or a law. He argues that money has taken the place of God. It is the dominant global religion in practice, even if no one believes in it in principle.

Creating Wealth

Growing Local Economies with Local Currencies
Author: Gwendolyn Hallsmith,Bernard A. Lietaer
Publisher: New Society Publishers
ISBN: 155092477X
Category: Business & Economics
Page: 288
View: 5330

Continue Reading →

The power of local currencies

Green Governance

Ecological Survival, Human Rights, and the Law of the Commons
Author: Burns H. Weston,David Bollier
Publisher: Cambridge University Press
ISBN: 1107034361
Category: Business & Economics
Page: 363
View: 3306

Continue Reading →

The vast majority of the world's scientists agree: we have reached a point in history where we are in grave danger of destroying Earth's life-sustaining capacity. But our attempts to protect natural ecosystems are increasingly ineffective because our very conception of the problem is limited; we treat "the environment" as its own separate realm, taking for granted prevailing but outmoded conceptions of economics, national sovereignty, and international law. Green Governance is a direct response to the mounting calls for a paradigm shift in the way humans relate to the natural environment. It opens the door to a new set of solutions by proposing a compelling new synthesis of environmental protection based on broader notions of economics and human rights and on commons-based governance. Going beyond speculative abstractions, the book proposes a new architecture of environmental law and public policy that is as practical as it is theoretically sound.

Sustainable Automobility

Understanding the Car as a Natural System
Author: Paul Nieuwenhuis
Publisher: Edward Elgar Publishing
ISBN: 1783472685
Category: Business & Economics
Page: 208
View: 5642

Continue Reading →

We have been trying to make cars cleaner and more efficient, but has this really made them more sustainable? This book argues, within the context of sustainable consumption and production, that we should see the car as a natural system, subject to natu

Cultural Vision

A Memeplex for the Cultural Evolution
Author: J. Knutsen
Publisher: iUniverse
ISBN: 0595291465
Category: Science
Page: 252
View: 6159

Continue Reading →

For hundreds of millennia, thousands of tribal cultures have thrived throughout the planet, each possessing a unique Vision, derived from thousands of years of evolution. With their deep ties to the world around them they experienced a communion with life, which offered a spiritual sense of overwhelming interconnectedness with the land, the plants, the animals, and each other. But one culture evolved to dominate all others, and linear history was created.Now a new reality has been built over the former surface of the planet, not only altering the biosphere, but also what is available for us to interact with and relate to. We struggle with the meaningless daily rote duties of our jobs. We live sequestered lives in houses and apartments, cut off from our neighbors, woefully uninformed in a sea of trivial information. Unprecedented resource extraction and energy consumption is heralding the greatest mass extinction of plant and animal life, the likes of which has not been seen in the last 65 million years.Cultural Vision exposes the ancient roots of these challenges as it reveals a new direction for the future of humanity based upon cooperation, true human values, and cultural diversity.

Own Your Financial Freedom: Money, Women, Marriage and Divorce


Author: Kennedy, Andrea
Publisher: Marshall Cavendish International Asia Pte Ltd
ISBN: 9814516856
Category: Business & Economics
Page: 385
View: 6750

Continue Reading →

It is never too early to get a financial reality check to ensure long term financial security. Practical, savvy, and wide-ranging, Own Your Financial Freedom will inform women of important financial constructs prior to marriage and educate women on the ‘what-if’ of a divorce proceeding and post-divorce money management. By making effective money decisions at every stage of your life, if a divorce is ever inevitable, you will feel far more in control and aware of what you are entitled to, making divorce a straightforward process and not a lengthy battle. Packed with essential advice from professionals and financial gurus, Own Your Financial Freedom will help anyone navigate through the emotionally, economically and legally challenging divorce procedure. From understanding entitlements, coming to a settlement and to planning long-term investments, this book is an essential guide to achieving financial freedom. Currently the principal of Wiser Wealth, Andrea Kennedy is an investment manager who has been providing coaching and consultation services to couples, families and professional women for the past decade in Hong Kong, Singapore and Shanghai. Andrea has a blog, “Women on Money” (www.wiserwealth.net/blog), and is often interviewed for her perspectives on wealth creation for women and couples. Andrea has a bachelor degree in Psychology and a Master’s degree in International Affairs and Economics and is a certified financial planner (CFP). Originally from Chicago, Andrea has lived in Asia for the last 20 years

The Simple Path to Wealth

Your Road Map to Financial Independence and a Rich, Free Life
Author: J. Collins
Publisher: Createspace Independent Publishing Platform
ISBN: 9781533667922
Category:
Page: 286
View: 2729

Continue Reading →

The author shares his personal techniques, insights and experiences regarding saving money and investing, drawn from his blog posts as well as a series of letters to his teenage daughter, both dealing with money management.

New Rules for the New Economy

10 Radical Strategies for a Connected World
Author: Kevin Kelly
Publisher: Penguin
ISBN: 1101221836
Category: Business & Economics
Page: 192
View: 2274

Continue Reading →

The classic book on business strategy in the new networked economy— from the author of the New York Times bestseller The Inevitable Forget supply and demand. Forget computers. The old rules are broken. Today, communication, not computation, drives change. We are rushing into a world where connectivity is everything, and where old business know-how means nothing. In this new economic order, success flows primarily from understanding networks, and networks have their own rules. In New Rules for the New Economy, Kelly presents ten fundamental principles of the connected economy that invert the traditional wisdom of the industrial world. Succinct and memorable, New Rules explains why these powerful laws are already hardwired into the new economy, and how they play out in all kinds of business—both low and high tech— all over the world. More than an overview of new economic principles, it prescribes clear and specific strategies for success in the network economy. For any worker, CEO, or middle manager, New Rules is the survival kit for the new economy.