Social Security, Medicare and Government Pensions

Get the Most Out of Your Retirement and Medical Benefits
Author: Joseph Matthews
Publisher: Nolo
ISBN: 1413323553
Category: Business & Economics
Page: 496
View: 4431

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This book helps baby boomers navigate the Medicare and Social Security systems, maximize benefits, and appeal denials of services and benefits. It also covers Social Security disability, veterans disability compensation, and federal retirement benefits as well as SSI, Medicaid, and veterans pension for low-income readers.

Social Security, Medicare & Government Pensions


Author: J. L. Matthews,Dorothy Matthews Berman
Publisher: Nolo
ISBN: 1413307531
Category: Business & Economics
Page: 466
View: 6525

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An essential tool for everyone over 55, this book shows readers how to cut through the bureaucracy to get their slab of the pie_ It explains:Social Security retirement and disability benefits-Supplemental Security Income-Civil Service retirement benefits-Medicare, Medicaid and Medi-gap health insurance-veterans benefits--2008 will be the first year the Baby Boomers will be eligible for Social Security retirement- Our new material on when it's best to claim your benefits fits right in

Social Security, Medicare and Government Pensions

Get the Most Out of Your Retirement and Medical Benefits
Author: Matthews Joseph Attorney,Dorothy Matthews Berman
Publisher: Nolo
ISBN: 1413316980
Category: Business & Economics
Page: 480
View: 6501

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Maximize your Social Security, SSI, and Medicare benefits and navigate the system with confidence. Everyone wants to get the highest possible retirement and pension income – not to mention the best medical coverage. Turn to Social Security, Medicare & Government Pensions to discover the benefits you're entitled to and how to claim them as easily as possible. Navigate the complex and often daunting Social Security and Medicare systems using the resources and information in this complete guide. Learn how to: determine the amount of benefits you're entitled to qualify and apply for Medicare and Medicaid, including Part D prescription drug coverage understand medigap and managed care claim earned government pensions and Veterans' benefits time your retirement to get the best results The 17th edition includes new information on Medicare rules and how federal healthcare reform legislation may affect your coverage, updated benefit numbers for Social Security, Medicare, and SSI, and fully up-to-date resources and contact information.

Social Security, Medicare, and Pensions

Get the Most Out of Your Retirement and Medical Benefits
Author: J. L. Matthews,Dorothy Matthews Berman
Publisher: NOLO
ISBN: 9780873372893
Category: Medicare
Page: 320
View: 497

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Essential for everyone over 55, this book shows them how to maximize benefits and cut through the bureaucracy to get what they're entitled to. It explains the rules surrounding Social Security retirement and disability benefits, Supplemental Security Income, Civil Service retirement benefits, Medicare, Medicaid and Medi-gap health insurance and more. Includes practical information on how to get the most of available benefits -- examples and charts show what to expect at what age.

Social Security, Medicare, and Government Pensions


Author: J. L. Matthews,Dorothy Matthews Berman
Publisher: Nolo
ISBN: 1413305768
Category: Business & Economics
Page: 452
View: 2093

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Everyone wants to get the highest possible retirement and pension income-not to mention the best medical coverage. Turn to the completely updated 12th edition of Social Security, Medicare & Government Pensions to discover the benefits you're entitled to, and to claim them as easily as possible. Social Security benefits. Find all the latest information and instructions you need to get your retirement and disability benefits, dependents and survivors benefits, and Supplemental Security Income (SSI). Medicare & Medicaid. Learn the nuts and bolts of both programs, plus how to qualify and apply for them. Understand Medicare Part D prescription drug coverage-what it covers, how to apply for it and how to use it with your medigap policy, managed care plan or Medicaid. Medical coverage options. Get the latest information on Medicare and Medicaid HMOs and other managed care plans, and learn about the different types of medigap health plans. Government pensions & veterans benefits. Discover when and how to claim the benefits you have earned. Practical advice for anyone thinking about retirement. Find out how much your benefits will be when you plan to claim them. Time your retirement to get the best benefits. Fill out and file important benefit forms. And more! Book jacket.

Social Security, Medicare & Government Pensions

Get the Most Out of Your Retirement & Medical Benefits
Author: Joseph Matthews
Publisher: Nolo
ISBN: 1413321046
Category: Business & Economics
Page: 488
View: 9094

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A guide to navigating Social Security and Medicare shows how to determine the amount of benefits, time retirement to get the best benefits, and file all the required forms, in a work that includes the latest Medicare rules.

State and Local Gov't. Pension Plans

Governance Practices and Long-Term Investment Strategies Have Evolved Gradually as Plans Take on Increased Investment Risk
Author: Barbara D. Bovbjerg
Publisher: DIANE Publishing
ISBN: 1437939961
Category:
Page: 48
View: 5967

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Recent market declines have significantly diminished the asset value of state and local pension plans (PP). Reported unfunded liabil. for these plans are estimated in the hundreds of billions of dollars. As a result, in the long term, these governments may need to make significant fiscal adjustments such as modifying employee benefits, or increasing contributions to plans. They may also alter invest. strategies to attempt to maximize returns by assuming increased risk. This report examined: (1) who makes invest. decisions for PP and what guides their decision making; (2) how PP allocate their assets and manage their invest.; and (3) practices that PP are using to meet a range of challenges in governance, invest., or funding. Illus. A print on demand report.

Social Security, Medicare and Government Pensions

Get the Most Out of Your Retirement and Medical Benefits
Author: Joseph Matthews
Publisher: Nolo
ISBN: 1413319718
Category: Business & Economics
Page: 480
View: 2375

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Maximize your Social Security, SSI, and Medicare benefits and navigate the complex system with confidence. Everyone wants to get the highest possible retirement and pension income – not to mention the best medical coverage. This easy?to?understand guide shows you which benefits you're entitled to and how to claim them as easily as possible. Completely updated for 2014 the book covers how to: . determine the amount of Social Security and other benefits you're entitled to . qualify and apply for Medicare, including Part D prescription drug coverage . understand medigap insurance and managed care and choose what’s best for you . claim earned government pensions and veterans' benefits . time your retirement to get the best results . help your senior parents file essential forms online This edition updates benefit numbers for Social Security, Medicare, and SSI and covers federal health care reform changes that will take effect in 2014.

The Predictable Surprise

The Unraveling of the U.S. Retirement System
Author: Sylvester J. Schieber
Publisher: Oxford University Press
ISBN: 0199930090
Category: Political Science
Page: 480
View: 5262

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Social Security is in jeopardy, private pension systems have fallen apart, and workers are trying to save on their own for retirement with the stock market in the worst shape since the Great Depression. In The Predictable Surprise, Sylvester J. Schieber shows that forewarnings of the coming retirement crisis have been apparent for decades, but we have never mustered the political will to address the problem. This book explains how we have gotten into the retirement predicament and where we can go from here. Schieber, a renowned authority on this topic, provides a compact, insightful history of Social Security, pension plans, and other retirement options, highlighting both their original justifications and the point when things began to go wrong. He brings his discussion right up to the present morass and concludes with suggestions as to how we can reform our retirement system. Our situation is not hopeless, Schieber concludes, if we take on some of these issues and resolve them. If we do not, we will severely jeopardize the prosperity of younger generations.

Social Security For Dummies


Author: Jonathan Peterson
Publisher: John Wiley & Sons
ISBN: 1118967631
Category: Business & Economics
Page: 336
View: 8328

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Social Security For Dummies, 2nd Edition (9781118967560) is now being published as Social Security For Dummies, 2nd Edition (9781119293330). While this version features an older Dummies cover and design, the content is the same as the new release and should not be considered a different product. Praise for Social Security For Dummies: "Social Security for Dummies is a must read for people of any age who want a comfortable retirement. Jonathan Peterson does a great job of explaining this complicated system and helps you understand how to get the most from the benefits you've earned. The difference between a smart claiming strategy and a dumb one can cost you hundreds of thousands of dollars, so you'll want to invest in this book." —Liz Weston, personal finance columnist and author of The 10 Commandments of Money “This is your go-to book on Social Security. Chock-full of useful tips, easy to use, and well organized, it answers all your questions about Social Security." —Steve Vernon, author of Money for Life: Turn Your IRA and 401(k) Into a Lifetime Retirement Paycheck and CBS MoneyWatch commentator "Social Security for Dummies is indispensable for anyone who wants to get the best possible deal from Social Security—and that means all of us, young and old, because everyone will need Social Security benefits in this era of disappearing pensions and dwindling savings. Strategies for single people, for married couples, for survivors, for divorced people: You can find expert advice on all these subjects and more in this easy-to-understand guide to a very complex subject." — Bob Rosenblatt, editor of HelpwithAging.com and Senior Fellow at the National Academy of Social Insurance About the book: Take the mystery out of Social Security and maximize your benefits when you retire Social Security For Dummies is the definitive resource to navigating the often-complex world of Social Security retirement benefits and the U.S. Social Security Administration. If you're nearing retirement age, or assisting someone who is, this guide will show you how to avoid common pitfalls, determine when you should claim your benefits, and figure out how much you can expect to receive each month. This newest edition provides updates to relevant dates and resources as well as an in-depth look at policy changes that will affect those about to retire. Packed with information that will help you make decisions that will maximize your financial well-being, this great resource makes it easy to understand everything you need to know quickly and easily. Understand new Social Security Administration policies and what they mean for you Determine how to incorporate Social Security into your overall retirement plan Get answers to common questions Find resources to use when you're stumped With Social Security For Dummies, you can take charge of your retirement and successfully navigate the U.S. Social Security Administration.

Aging 2000: Our Health Care Destiny

Volume II: Psychosocial and Policy Issues
Author: Charles M. Gaitz,G. Niederehe,N.L. Wilson
Publisher: Springer Science & Business Media
ISBN: 1461250625
Category: Medical
Page: 395
View: 2152

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The seventeenth annual symposium sponsored by the Texas Research Institute of Mental Sciences was held October 23-26, 1983, in Houston, Texas. The theme was Aging 2000: Our Health Care Destiny. This volume on social, psychological, economic, and ethical aspects and a companion volume (Volume I) on biomedical aspects include edited versions of the presentations by about 80 speakers. Their papers were directed at practitioners, researchers, and medical educators who will be active and productive in the year 2000, and we focused on those who would influence the evolution of care of elderly persons during the next 17 years. We chose topics that would be of particular interest to teachers and current planners in the disciplines concerned with delivery of health and social services. We believe that having a core of more qualified and better trained practitioners will help the population of aged persons achieve a higher level of physical and mental health, life satisfaction and happiness, find better coping techniques and control of environmental stresses, and attain personal and social goals. Our Goals While preparing for the symposium we knew that the status ofthe art in 1983 obviously would be the base from which we would work, but we asked our speakers to give priority to future planning and directions.

Social Security and Medicare

Individual vs. Collective Risk and Responsibility
Author: Sheila Burke,Eric Kingson,Uwe Reinhardt
Publisher: Brookings Institution Press
ISBN: 9780815719663
Category: Political Science
Page: 232
View: 4079

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Recent policy debates about the future of Social Security and Medicare have been dominated by the issue of personal versus societal responsibility. Significant changes now being considered would increase the level of privatization and tilt these programs away from defined benefit toward defined contribution models.This annual volume of the National Academy of Social Insurance examines the concept of introducing choice into the Social Security and Medicare programs, how it would be defined and structured, and what sort of safeguards would be needed to protect program participants. The ideas, from representatives of the public and private sectors, range from ¡°tinkering¡± to ¡°overhauling¡± the programs to make them more responsive and cost-effective. The contributors provide an overview of the history and fundamental values of social insurance, discuss options for reforming Social Security and Medicare, review the benefits and drawbacks of expanding choice options, explore the types of mechanisms needed to protect consumers if market-based reforms are adopted, and address the political likelihood of Social Security and Medicare reforms. The essays in this volume give parameters to the debate over the future of Social Security and Medicare, and reflect the range and diversity of views which will shape these two hallmark social insurance programs for decades to come.

Get Social Security Checks

Everything You Need to File for Social Security Retirement, Disability, Medicare and Supplemental Security Income (SSI) Benefits and Get the Most Money Due You Fast
Author: Michael Schultz
Publisher: CreateSpace
ISBN: N.A
Category: Business & Economics
Page: 229
View: 6133

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Everything you need to know to get the most Social Security checks you are entitled to -- as fast as possible. Ex Social Security claims representative (30 years with the agency) "pulls back the curtain" on what it takes to get approved for retirement, disability, SSI, and Medicare. Cuts through the bureaucratic red tape and obfuscation and tells you in plain language what the law says and -- most importantly -- what the law MEANS and how it may apply to you and your situation. You can get the legal facts from Social Security, but the language is spun by lawyers. The agency does not explain the consequences of the facts unless you have a solid background in the programs and are really good at reading between the lines. Who This Book is For Everybody in their fifties or early sixties and considering their retirement options. People who have severe medical problems and are considering applying for disability benefits from SSA and/or SSI. People who have already applied for such disability benefits and still awaiting a decision. People on Social Security disability who want to understand better what happens if they work. People on SSI who want to understand how their check amounts are determined. People approaching Medicare either through age (65) or two years on disability. People who've just suffered the death of a spouse. Family and friends of the above. Lawyers and other representatives who genuinely wish to help their clients. Everybody who's currently working under the United States Social Security system -- (that is, almost everybody who's working inside the U.S. but not for a state or local government). Several years ago, in an attempt to reduce their workload backlog, the agency instructed Claims Representatives to stop giving retirement applicants a breakeven analysis. Here is the information you need to know to choose the retirement month right for you -- how the month you retire affects the amount of your checks, and how the rest of your life should affect your decision. The legal facts are publicly available in Social Security's claim manual (POMS) which you can read online. But that won't tell you how to get the most benefits possible, as fast as possible. Includes clearer and expanded explanations, comments on how the regulations are applied in real life, examples, pointers on how to legally help yourself and avoid common mistakes, and some true anecdotes that pertain to the content. Get the insights of someone who worked in a Social Security field office for over thirty years. This book is intended to help you help your Claims Representative -- and your disability counselor if you're filing for disability -- make the best -- and fastest -- possible decision. They'll love you for it. Many people think SSA is "out to get them" and is picking on them personally. Ridiculous. SSA employees are far too busy to want to "target" or single you out. Most claimants are far more harmed by their own actions or failures to act in a timely fashion than by anything SSA does. How to help yourself. How to avoid sabotaging your chances of getting approved. MANY SSA claimant do stab themselves in the back. * 2 things that delay the startup of benefit checks. The first has to do with your lifestyle, but the second can -- and should be -- cleared up BEFORE you file your application. * The three questions you must ask yourself before you pick the month to retire * What is your Full Retirement Age, and can you get checks earlier? * If you became disabled -- unable to work -- tomorrow, could you draw Social Security disability? * The biggest single reasons people are denied for disability. How to avoid the one that is always your fault -- and it's very common. * When to hire a lawyer. Some lawyers claim you should have one when you file. That's a rip-off. Those lawyers just want an easy 25% of your back check. Therefore, scroll up and download the inside scoop on applying for retirement, disability, SSI, and Medicare.

Educating Voters for Rebuilding America

National Goals and Balanced Budget
Author: Jack E. Bowsher
Publisher: iUniverse
ISBN: 1462014895
Category: Political Science
Page: 320
View: 1785

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NATIONAL CRISIS IN LEADERSHIP Ten years ago, our nation was on the right road to fiscal stability with four years of surpluses totaling $560 billion. Unfortunately, private and public sector senior executives made serious mistakes during the past decade, resulting in our federal government being on the road to a financial meltdown. This could lead to a long-term and deep economic depression like the 1930s. In Educating Voters for Rebuilding America, Jack Bowsher takes a deep, investigative look into how Americans can turn the country around. To avoid many tax increases being discussed in Washington, DC, Bowsher argues that there must be systemic changes in many areas of our government and in the free enterprise system. Only then will Americans enjoy economic prosperity, higher employment levels, affordable education systems, a balanced budget, a modern, nation-wide energy system, and much more. Bowsher describes how these national goals can be achieved in this decade by implementing the required systemic changes, and also shows how Social Security and Medicare benefits can be affordable in future years. Voters must be educated on the major issues and challenges facing our nation. Only they have the power to end the civil war between our two political parties by electing qualified candidates in the White House and Congress in 2012. Educate yourself today!

Rights of the Elderly


Author: Fred C. Pampel
Publisher: Infobase Publishing
ISBN: 1438100213
Category: Law
Page: 289
View: 3470

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Rights of the Elderly provides an overview of the history of this timely topic and the opinions surrounding it--from the Social Security Act of 1935 to the current activism of groups such as AARP and the Gray Panthers. Examining recent court cases such as Kathi Cooper et al. v. IBM Personal Pension Plan and IBM Corporation and documents such as The Age Discrimination in Employment Act of 1967, this new volume provides multiple perspectives and decisions surrounding this issue while also plotting a course for the future of legislative action. A comprehensive and up-to-date overview essay, capsule biographies, a large annotated bibliography, a chronology of significant events, organization and agency listings, and a glossary provide useful information for students, teachers, librarians, older persons, activists, policy makers, and the general reader interested in this controversial issue.

The Future of U.S. Capitalism


Author: Frederic L. Pryor
Publisher: Cambridge University Press
ISBN: 9780521813587
Category: Business & Economics
Page: 447
View: 2841

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It explains what will happen to US enterprise, markets, and the government in forthcoming decades.

Personal Financial Planning


Author: Lawrence J. Gitman,Michael D. Joehnk,Randy Billingsley
Publisher: Cengage Learning
ISBN: 128563313X
Category: Business & Economics
Page: 656
View: 1581

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Knowing what to do with your money is more important than ever. Gitman/Joehnk/Billingsley’s market-leading PERSONAL FINANCIAL PLANNING, 13E, provides students with the tools, techniques, and understanding they need to define and achieve their financial goals. The book follows a life-cycle approach--addressing financial plans, assets, credit, insurance, investment, and retirement--as individuals and families progress through life. The latest updates reflect the most recent financial developments and research--from new tax laws and the latest financial data to professional financial advice that considers the impact of the recent global financial crisis. The 13th edition is packed with new information relevant to today’s students--for example, changing spending habits for the better, knowing the right questions to ask a financial adviser, using tips on budgeting and planning for retirement, knowing what to look for when choosing a bank, knowing whether to buy or lease a car, knowing what’s important when buying your first home, and choosing the right credit card. All-new features teach you to use today’s critical financial tools and technology, including financial planning software. CFP practice questions provide valuable practice. The CengageNOW online learning system helps you complete your homework and achieve the grade you want. Important Notice: Media content referenced within the product description or the product text may not be available in the ebook version.